Terms of Service
Welcome to the website of Reinsurance Associates, LLC (“Reinsurance Associates,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, digital properties, and any related services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Use of the Site
You may use the Site solely for lawful purposes and in accordance with these Terms. You agree not to:
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Access or use the Site in a way that violates any applicable law or regulation.
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Attempt to interfere with the proper functioning of the Site, including its security features.
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Use automated means (e.g., bots, crawlers, scraping tools) to access or collect data from the Site without our prior written consent.
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Impersonate any person or entity or misrepresent your affiliation with Reinsurance Associates.
We reserve the right to restrict or terminate access to the Site for any user who violates these Terms.
2. Professional Services Disclaimer
Reinsurance Associates provides insurance program consulting, administrative support, and related professional services to clients.
The content on this Site is for informational purposes only and should not be construed as:
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Financial, legal, tax, actuarial, or insurance advice
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A recommendation or endorsement of any insurance product or strategy
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A substitute for consulting directly with qualified professionals
Decisions related to insurance programs, underwriting, compliance, or financial matters should be made in consultation with licensed professionals.
3. Intellectual Property Rights
All content on the Site—including trademarks, service marks, logos, text, graphics, images, documents, tools, and other materials—is the intellectual property of Reinsurance Associates or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.
You may not:
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Copy, reproduce, modify, republish, or distribute any materials from the Site without our express written permission
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Use our name, logo, or proprietary content for commercial purposes without authorization
Limited, non-exclusive, revocable permission is granted to view, download, or print materials for personal or internal business use only.
4. Third-Party Links
The Site may contain links to third-party websites or resources. These are provided solely for convenience. Reinsurance Associates does not:
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Control or endorse third-party sites
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Guarantee the accuracy or reliability of information contained therein
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Assume responsibility for any losses or damages arising from their use
Your use of third-party websites is subject to their terms and policies.
5. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using the Site, you consent to our data practices as described in the Privacy Policy.
6. No Warranties
The Site is provided “as is” and “as available.” Reinsurance Associates makes no warranties, express or implied, including but not limited to:
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Accuracy or completeness of content
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Fitness for a particular purpose
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Non-infringement
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Uninterrupted or error-free operation of the Site
We may update, modify, or remove Site content at any time without notice.
7. Limitation of Liability
To the fullest extent permitted by law, Reinsurance Associates, its employees, partners, affiliates, and agents shall not be liable for any damages arising from:
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Your access to or use of the Site
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Any reliance on Site content
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Any errors, omissions, or interruptions
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Any malware, viruses, or harmful components transmitted through the Site
This includes, without limitation, indirect, incidental, consequential, punitive, or special damages.
If you are dissatisfied with any portion of the Site, your sole remedy is to discontinue use.
8. Indemnification
You agree to indemnify, defend, and hold harmless Reinsurance Associates from and against any claims, liabilities, damages, losses, and expenses (including attorneys’ fees) arising out of or related to your violation of these Terms or misuse of the Site.
9. Changes to These Terms
We may revise these Terms at any time. Updates will be posted on this page with a new “Last Updated” date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
10. Governing Law
These Terms and any disputes arising from your use of the Site shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles. Any legal action or proceeding shall be brought exclusively in the state or federal courts located in Texas.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Reinsurance Associates, LLC
2425 W. Pioneer Pkwy
Suite 100
Pantego, TX 76013
P: 817-299-9725